Wyoming Medical Malpractice Insurance
Compare top-rated insurers and find the best coverage for your practice
Standard Limits
Per Claim / Per Year
Affordability Rank
of 50 states
Average Claim Payout
2nd highest state
Damage Caps
Wyoming Professional Liability - 2025 Guide
Wyoming's medical malpractice insurance market is relatively stable, with moderate premiums supported by tort reforms and the state's patient compensation fund. The state's rural nature and lower claims frequency help maintain reasonable rates.
Medical Malpractice Insurance Requirements in Wyoming
Most Wyoming physicians carry $1 million per claim/$3 million per year in coverage. The state's patient compensation fund requires a minimum of $50,000 per claim, providing additional coverage up to $1 million beyond that threshold for physicians who participate. Physicians also pay a surcharge to the fund.
Occurrence vs Claims Made Malpractice Policies in Wyoming
Claims-made policies are more common due to lower initial premiums. Physicians leaving or retiring from a claims-made policy typically purchase tail coverage. Occurrence policies are available but less common, given higher costs.
Coverage applies to incidents that occur during the policy period, regardless of when the claim is filed.
Coverage applies to claims filed during the policy period, requiring tail coverage for future claims.
Leading Medical Malpractice Insurance Companies in Wyoming
In addition to the below insurers, DocShield typically provides your practice with quotes from several other highly rated insurers. Ratings provided by AM Best (the leading insurance credit rating agency).
COPIC
ProAssurance
MedPro
The Doctors Company
Malpractice Insurance Cost in Wyoming
The data below represent undiscounted premiums. DocShield is often able to save practices 30-50% relative to these rates.
| Medical Specialty | Average Premium | Lowest Premium |
|---|---|---|
| Anesthesiology | 16,300 | 7,250 |
| Cardiovascular Disease - Minor Surgery | 21,100 | 9,498 |
| Emergency Medicine | 33,800 | 14,998 |
| Family Practice - No Surgery | 14,400 | 5,749 |
| Gastroenterology - No Surgery | 14,500 | 8,499 |
| General Practice - No Surgery | 14,400 | 5,749 |
| General Surgery | 44,700 | 14,998 |
| Internal Medicine - No Surgery | 14,800 | 6,875 |
| Neurology - No Surgery | 19,800 | 8,499 |
| Obstetrics and Gynecology - Major Surgery | 69,800 | 24,996 |
| Occupational Medicine | 7,700 | 3,999 |
| Ophthalmology - No Surgery | 9,600 | 3,500 |
| Orthopedic Surgery - No Spine | 41,300 | 14,998 |
| Pathology - No Surgery | 12,800 | 4,999 |
| Pediatrics - No Surgery | 14,400 | 5,749 |
| Psychiatry | 10,200 | 3,999 |
| Pulmonary Disease - No Surgery | 18,400 | 8,499 |
| Radiology - Diagnostic | 18,000 | 7,250 |
Working with Medical Malpractice Insurance Brokers in Wyoming
A licensed broker can help you navigate the administrative work involved in getting quotes and the nuances of choosing a policy that fits your particular practice. Importantly, brokers work for you, not a single insurer, so they can shop across multiple insurers to find you the most competitive premium for a high quality policy. This is especially important for medical malpractice insurance policies because premiums often vary significantly for the same doctor from one insurer to another.
Buy Affordable Malpractice Insurance with DocShield
We've built the fastest application process in the industry so you don't have to disrupt your schedule to shop for coverage. After you select a policy, we automatically scan the market every year before renewal to ensure you're paying a fair price.
Our platform streamlines all outpatient coverage needs, including excess policies, tail coverage, and group policies. We typically drive 20-30% premium savings for our customers without sacrificing on coverage quality, which translates to hundreds of thousands in savings for specialists over the course of their careers.
Wyoming Claims Payouts
Historical trends of medical malpractice claims and payouts in Wyoming
Wyoming Statute of Limitations
Wyoming requires malpractice claims to be filed within two years of injury or discovery. A ten-year statute of repose bars claims filed more than ten years after the alleged malpractice, regardless of discovery.
Tort Reform in Wyoming
Wyoming's notable reforms include: i) a pre-trial screening panel whose findings may be introduced in court, ii) joint-and-several liability reforms limiting each defendant's liability to their percentage of fault, and iii) attorney fee limitations. The absence of damage caps and minimal tort reform measures has contributed to higher premiums compared to neighboring states.